Bank of America Corporation (BAC) Stock Analysis

Over the past 10 years, Bank of America (BAC) earnings per share (EPS) grew 10.9% a year, revenue grew 7.4% a year and free cash flow declined 7.8% a year, with an average return on invested capital (ROIC) of 3.0%. BAC stock trades at $51.23, a P/E of 11.6, in line with its historical average of 11.6. Analysts' average 12-month price target is $66.00 (+28.8%).

BAC Bank of America Corporation

Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services.

Market Cap$358.24B Current P/E11.6 52wk High$65.23 52wk Low$46.12

Current Price $51.23
Margin of Safety Price

Exhibit A Growth Dossier

🔒
Metric10yr5yr1yrGrade
Book Value/Share GrowthBV/S 5.8%5.3%1.8% C
EPS GrowthEPS 10.9%15.6%18.5% A-
Revenue GrowthRevenue 7.4%15.4%3.1% B
Cash Flow GrowthCash Flow -7.8%-19.8%517.8% B+
ROICROIC 3.0%3.1%3.4% C

Exhibit B Valuation Ledger

🔒
Current EPS
$4.41
Historical Avg P/E
11.6
Future P/E (used for sticker price)
Projected EPS (10yr)
Sticker Price (10yr)
Price for 15% Annual Return
Expected Annual Return
🔒 The verdict is locked. Overall growth grade, valuation grade, Composite Score, margin-of-safety price, sticker price, and price target.
Start your 7-day free trial →

No card required. $5/month after the trial if you keep going.

Not investment advice — a structured read of historical fundamentals, not a forecast or recommendation. Always do your own research.


Exhibit C Raw Data (last 10 years)

MetricTrend20152016201720182019202020212022202320242025TTM
Book Value / ShareBV/S$22.80$24.10$24.79$25.92$28.04$31.03$31.56$33.45$36.09$37.68$40.18$40.58
Basic EPSEPS$1.38$1.58$1.63$2.64$2.77$1.88$3.60$3.21$3.10$3.25$3.88$4.41
RevenueRevenue$93,514,000,000$93,662,000,000$99,466,000,000$109,627,000,000$113,589,000,000$93,753,000,000$93,851,000,000$115,053,000,000$171,912,000,000$192,434,000,000$191,567,000,000$194,736,000,000
Free Cash FlowCash Flow$28,397,000,000$17,277,000,000$9,864,000,000$39,520,000,000$61,777,000,000$37,993,000,000$-7,193,000,000$-6,327,000,000$44,982,000,000$-8,805,000,000$12,613,000,000$94,742,000,000
ROIC (%)ROIC2.2%2.5%2.5%3.8%3.7%2.3%4.0%3.4%2.3%2.3%3.4%—

The exact underlying data used to compute the growth rates and grades above. The highlighted TTM column is the trailing twelve months through the most recently reported quarter.


Ticker INVESTigator Price Target


Analyst Data

Price Target

Where the stock trades today vs. the range of 12-month price targets from covering analysts.

Current Price$51.23
High$75.00+46.4%
Average$66.00+28.8%
Low$60.00+17.1%

54 firms rate it — 35 buy, 18 hold, 1 sell · Most recent Oct 2026

lowered
Wells Fargo10/15/2026
$69.00→$64.00
lowered
Morgan Stanley10/15/2026
$67.00→$61.00
lowered
Barclays10/15/2026
$72.00→$68.00
lowered
RBC Capital10/15/2026
$60.00
update
JPMorgan10/6/2026
$72.00

BAC Stock FAQ

Is BAC stock undervalued?

Start your 7-day free trial →

What is BAC's stock price target?

The average 12-month analyst price target for BAC is $66.00, with a range of $60.00 to $75.00. That is +28.8% from the current price of $51.23.

Do analysts rate BAC a buy?

Most rate it a buy. Of 54 firms covering Bank of America, the ratings are 35 buy or strong buy, 18 hold and 1 sell or strong sell.

How fast is Bank of America growing?

Annual growth rates for BAC. EPS: 10.9% over 10 years, 15.6% over 5 years, 18.5% over 1 year. Revenue: 7.4% over 10 years, 15.4% over 5 years, 3.1% over 1 year. Free cash flow: -7.8% over 10 years, -19.8% over 5 years, 517.8% over 1 year. Book value per share: 5.8% over 10 years, 5.3% over 5 years, 1.8% over 1 year.

What is BAC's ROIC?

Bank of America's return on invested capital (ROIC) was 3.4% in fiscal 2025. Its 10-year average ROIC is 3.0%. ROIC above 10% is generally a sign of a business with a durable competitive advantage.

What is BAC's P/E ratio?

BAC's current P/E ratio is 11.6, compared with a historical average of 11.6. Trailing earnings per share are $4.41.

What is Bank of America's market cap and stock price?

BAC last traded at $51.23 as of October 19, 2026. Its 52-week range is $46.12 to $65.23. Bank of America has a market cap of $358.24B.


Exhibit D Related Coverage


Similar Stocks

Data as of October 19, 2026. Findings are derived from historical fundamentals — not a forecast, not advice. Cross-examine before you invest.

Grades are produced by Ticker INVESTigator's own model from public financial data and are for informational and educational purposes only. They are not investment advice or a recommendation to buy or sell any security. Do your own research.