Hingham Institution for Savings (HIFS) Stock Analysis
Over the past 10 years, Hingham Institution for Savings (HIFS) earnings per share (EPS) grew 10.7% a year, revenue grew 14.1% a year and free cash flow grew 6.1% a year, with an average return on invested capital (ROIC) of 3.5%. HIFS stock trades at $292.19, a P/E of 16.2, above its historical average of 15.3.
Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S.
Exhibit A Growth Dossier
| Metric | 10yr | 5yr | 1yr | Grade |
|---|---|---|---|---|
| Book Value/Share GrowthBV/S | 12.9% | 10.1% | 13.2% | B+ |
| EPS GrowthEPS | 10.7% | 1.0% | 75.5% | A- |
| Revenue GrowthRevenue | 14.1% | 15.5% | 12.9% | A- |
| Cash Flow GrowthCash Flow | 6.1% | -4.2% | 60.5% | B+ |
| ROICROIC | 3.5% | 2.5% | 1.2% | C- |
Exhibit B Valuation Ledger
- Current EPS
- $18.01
- Historical Avg P/E
- 15.3
- Future P/E (used for sticker price)
- Projected EPS (10yr)
- Sticker Price (10yr)
- Price for 15% Annual Return
- Expected Annual Return
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Not investment advice — a structured read of historical fundamentals, not a forecast or recommendation. Always do your own research.
Exhibit C Raw Data (last 10 years)
| Metric | Trend | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / ShareBV/S | $64.34 | $74.83 | $85.35 | $97.20 | $113.25 | $134.19 | $161.11 | $175.28 | $185.87 | $196.79 | $217.36 | $229.29 | |
| Basic EPSEPS | $9.09 | $10.99 | $12.08 | $14.25 | $18.24 | $23.76 | $31.51 | $17.49 | $12.26 | $12.95 | $25.01 | $18.01 | |
| RevenueRevenue | $63,342,000 | $73,504,000 | $82,469,000 | $92,434,000 | $115,780,000 | $115,336,000 | $123,462,000 | $118,309,000 | $190,521,000 | $217,375,000 | $236,757,000 | $245,417,999 | |
| Free Cash FlowCash Flow | $19,574,000 | $25,038,000 | $27,185,000 | $34,744,000 | $32,521,000 | $44,063,000 | $57,409,000 | $53,326,000 | $18,455,000 | $11,754,000 | $35,526,000 | $35,354,000 | |
| ROIC (%)ROIC | 3.5% | 3.6% | 3.3% | 3.6% | 5.1% | 7.1% | 6.5% | 2.2% | 1.2% | 1.4% | 1.2% | — |
The exact underlying data used to compute the growth rates and grades above. The highlighted TTM column is the trailing twelve months through the most recently reported quarter.
Ticker INVESTigator Price Target
HIFS Stock FAQ
How fast is Hingham Institution for Savings growing?
Annual growth rates for HIFS. EPS: 10.7% over 10 years, 1.0% over 5 years, 75.5% over 1 year. Revenue: 14.1% over 10 years, 15.5% over 5 years, 12.9% over 1 year. Free cash flow: 6.1% over 10 years, -4.2% over 5 years, 60.5% over 1 year. Book value per share: 12.9% over 10 years, 10.1% over 5 years, 13.2% over 1 year.
What is HIFS's ROIC?
Hingham Institution for Savings' return on invested capital (ROIC) was 1.2% in fiscal 2025. Its 10-year average ROIC is 3.5%. ROIC above 10% is generally a sign of a business with a durable competitive advantage.
What is HIFS's P/E ratio?
HIFS's current P/E ratio is 16.2, compared with a historical average of 15.3. Trailing earnings per share are $18.01.
What is Hingham Institution for Savings' market cap and stock price?
HIFS last traded at $292.19 as of October 12, 2026. Its 52-week range is $248.53 to $338.00. Hingham Institution for Savings has a market cap of $637.0M.
Exhibit D Related Coverage
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Data as of October 12, 2026. Findings are derived from historical fundamentals — not a forecast, not advice. Cross-examine before you invest.
Grades are produced by Ticker INVESTigator's own model from public financial data and are for informational and educational purposes only. They are not investment advice or a recommendation to buy or sell any security. Do your own research.