Arch Capital Group Ltd. (ACGL) Stock Analysis
Over the past 10 years, Arch Capital (ACGL) earnings per share (EPS) grew 23.7% a year, revenue grew 17.5% a year and free cash flow grew 20.1% a year, with an average return on invested capital (ROIC) of 153.9%. ACGL stock trades at $100.91, a P/E of 8.5, below its historical average of 9.1. Analysts' average 12-month price target is $111.83 (+10.8%).
Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage.
Exhibit A Growth Dossier
| Metric | 10yr | 5yr | 1yr | Grade |
|---|---|---|---|---|
| Book Value/Share GrowthBV/S | 14.7% | 15.0% | 6.8% | B+ |
| EPS GrowthEPS | 23.7% | 28.5% | 27.3% | A+ |
| Revenue GrowthRevenue | 17.5% | 19.2% | -3.5% | B+ |
| Cash Flow GrowthCash Flow | 20.1% | 16.6% | -10.6% | C+ |
| ROICROIC | 153.9% | 10.6% | 7.1% | A- |
Exhibit B Valuation Ledger
- Current EPS
- $11.89
- Historical Avg P/E
- 9.1
- Future P/E (used for sticker price)
- Projected EPS (10yr)
- Sticker Price (10yr)
- Price for 15% Annual Return
- Expected Annual Return
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Not investment advice — a structured read of historical fundamentals, not a forecast or recommendation. Always do your own research.
Exhibit C Raw Data (last 10 years)
| Metric | Trend | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / ShareBV/S | $16.31 | $22.06 | $22.01 | $22.86 | $27.93 | $31.95 | $33.84 | $34.19 | $48.45 | $54.53 | $64.36 | $67.35 | |
| Basic EPSEPS | $1.41 | $1.83 | $1.40 | $1.87 | $3.97 | $3.38 | $5.34 | $3.90 | $11.94 | $11.47 | $11.84 | $11.89 | |
| RevenueRevenue | $3,977,253,000 | $4,451,732,000 | $5,369,307,000 | $5,474,329,000 | $6,781,686,000 | $8,291,786,000 | $8,924,000,000 | $9,657,000,000 | $13,294,000,000 | $17,440,000,000 | $19,929,000,000 | $18,875,000,000 | |
| Free Cash FlowCash Flow | $982,170,000 | $1,381,341,000 | $1,089,776,000 | $1,529,513,000 | $2,010,622,000 | $2,846,633,000 | $3,386,161,000 | $3,763,555,000 | $5,697,000,000 | $6,622,000,000 | $6,128,000,000 | $5,629,000,000 | |
| ROIC (%)ROIC | 94.8% | 102.8% | 62.7% | 151.1% | 325.8% | 843.9% | 9.3% | 7.7% | 13.5% | 15.5% | 7.1% | — |
The exact underlying data used to compute the growth rates and grades above. The highlighted TTM column is the trailing twelve months through the most recently reported quarter.
Ticker INVESTigator Price Target
Analyst Data
Price Target
Where the stock trades today vs. the range of 12-month price targets from covering analysts.
34 firms rate it — 15 buy, 17 hold, 2 sell · Most recent Oct 2026
ACGL Stock FAQ
What is ACGL's stock price target?
The average 12-month analyst price target for ACGL is $111.83, with a range of $100.00 to $126.00. That is +10.8% from the current price of $100.91.
Do analysts rate ACGL a buy?
Opinion is mixed. Of 34 firms covering Arch Capital, the ratings are 15 buy or strong buy, 17 hold and 2 sell or strong sell.
How fast is Arch Capital growing?
Annual growth rates for ACGL. EPS: 23.7% over 10 years, 28.5% over 5 years, 27.3% over 1 year. Revenue: 17.5% over 10 years, 19.2% over 5 years, -3.5% over 1 year. Free cash flow: 20.1% over 10 years, 16.6% over 5 years, -10.6% over 1 year. Book value per share: 14.7% over 10 years, 15.0% over 5 years, 6.8% over 1 year.
What is ACGL's ROIC?
Arch Capital's return on invested capital (ROIC) was 7.1% in fiscal 2025. Its 10-year average ROIC is 153.9%. ROIC above 10% is generally a sign of a business with a durable competitive advantage.
What is ACGL's P/E ratio?
ACGL's current P/E ratio is 8.5, compared with a historical average of 9.1. Trailing earnings per share are $11.89.
What is Arch Capital's market cap and stock price?
ACGL last traded at $100.91 as of October 28, 2026. Its 52-week range is $84.00 to $107.09. Arch Capital has a market cap of $34.43B.
Exhibit D Related Coverage
Similar Stocks
Data as of October 28, 2026. Findings are derived from historical fundamentals — not a forecast, not advice. Cross-examine before you invest.
Grades are produced by Ticker INVESTigator's own model from public financial data and are for informational and educational purposes only. They are not investment advice or a recommendation to buy or sell any security. Do your own research.