Avidbank Holdings, Inc. (AVBH) Stock Analysis
Over the past 10 years, Avidbank (AVBH) earnings per share (EPS) grew 14.4% a year, revenue grew 11.5% a year and free cash flow declined 10.0% a year, with an average return on invested capital (ROIC) of 4.1%. AVBH stock trades at $33.11, a P/E of 11.0, above its historical average of 9.6. Analysts' average 12-month price target is $32.50 (−1.8%).
Avidbank Holdings, Inc. serves as the parent company for Avidbank, a financial institution that delivers a broad spectrum of products and services to small and mid-sized businesses, professionals, and individuals. Its primary service area spans the Santa Clara, San Mateo, and San Francisco counties.
Exhibit A Growth Dossier
| Metric | 10yr | 5yr | 1yr | Grade |
|---|---|---|---|---|
| Book Value/Share GrowthBV/S | 11.5% | 11.3% | — | C+ |
| EPS GrowthEPS | 14.4% | 14.2% | -5.1% | C+ |
| Revenue GrowthRevenue | 11.5% | 10.1% | -30.5% | F |
| Cash Flow GrowthCash Flow | -10.0% | -20.0% | -100.0% | F |
| ROICROIC | 4.1% | 1.8% | 0.9% | C- |
Exhibit B Valuation Ledger
- Current EPS
- $3.00
- Historical Avg P/E
- 9.6
- Future P/E (used for sticker price)
- Projected EPS (10yr)
- Sticker Price (10yr)
- Price for 15% Annual Return
- Expected Annual Return
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Not investment advice — a structured read of historical fundamentals, not a forecast or recommendation. Always do your own research.
Exhibit C Raw Data (last 10 years)
| Metric | Trend | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Book Value / ShareBV/S | $12.31 | $13.64 | $17.00 | $17.13 | $19.68 | $21.44 | $22.61 | $19.78 | $22.07 | $24.51 | $36.56 | $27.49 | |
| Basic EPSEPS | $0.83 | $1.61 | $1.10 | $1.93 | $2.22 | $1.64 | $2.08 | $3.68 | $2.29 | $2.83 | $3.19 | $3.05 | |
| RevenueRevenue | $24,978,000 | $29,470,000 | $35,240,000 | $45,304,000 | $54,761,000 | $45,874,000 | $52,770,000 | $75,239,000 | $67,865,000 | $77,136,000 | $74,201,000 | $94,183,000 | |
| Free Cash FlowCash Flow | $6,224,000 | $4,849,000 | $5,276,000 | $14,199,000 | $13,996,000 | $14,788,000 | $16,212,000 | $28,122,000 | $36,161,000 | $22,644,000 | $0 | $12,469,000 | |
| ROIC (%)ROIC | 2.2% | 9.7% | 4.3% | 9.9% | 9.3% | -1.5% | -1.2% | -1.8% | -1.3% | 12.6% | 0.9% | — |
The exact underlying data used to compute the growth rates and grades above. The highlighted TTM column is the trailing twelve months through the most recently reported quarter.
Ticker INVESTigator Price Target
Analyst Data
Price Target
Where the stock trades today vs. the range of 12-month price targets from covering analysts.
4 firms rate it — 4 buy · Most recent Feb 2026
AVBH Stock FAQ
What is AVBH's stock price target?
The average 12-month analyst price target for AVBH is $32.50, with a range of $31.00 to $35.00. That is −1.8% from the current price of $33.11.
Do analysts rate AVBH a buy?
Most rate it a buy. Of 4 firms covering Avidbank, the ratings are 4 buy or strong buy, 0 hold and 0 sell or strong sell.
How fast is Avidbank growing?
Annual growth rates for AVBH. EPS: 14.4% over 10 years, 14.2% over 5 years, -5.1% over 1 year. Revenue: 11.5% over 10 years, 10.1% over 5 years, -30.5% over 1 year. Free cash flow: -10.0% over 10 years, -20.0% over 5 years, -100.0% over 1 year. Book value per share: 11.5% over 10 years, 11.3% over 5 years.
What is AVBH's ROIC?
Avidbank's return on invested capital (ROIC) was 0.9% in fiscal 2025. Its 10-year average ROIC is 4.1%. ROIC above 10% is generally a sign of a business with a durable competitive advantage.
What is AVBH's P/E ratio?
AVBH's current P/E ratio is 11.0, compared with a historical average of 9.6. Trailing earnings per share are $3.00.
What is Avidbank's market cap and stock price?
AVBH last traded at $33.11 as of October 28, 2026. Its 52-week range is $24.03 to $34.18. Avidbank has a market cap of $363.4M.
Exhibit D Related Coverage
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Data as of October 28, 2026. Findings are derived from historical fundamentals — not a forecast, not advice. Cross-examine before you invest.
Grades are produced by Ticker INVESTigator's own model from public financial data and are for informational and educational purposes only. They are not investment advice or a recommendation to buy or sell any security. Do your own research.